Loan Officer, Cindy Hendrickson with Northern Shores Loan Fund, Inc. (“NSLF”) has recently completed training and is now certified to teach the Building Native Communities -Financial Skills for Families, 4th Edition curriculum offered through First Nations and Oweesta.

“Because of this, NSLF is now poised to become an even more valuable asset to our community” says Tim LaCroix, Executive Director. “I am excited that we now have these services available to our Community and the best thing is that it is free.” Along with this, NSLF has the following brochures for free to all Tribal Members:

Credit and Your Consumer Rights; Choosing a Credit Counselor; Credit Repair; Student Loans; Coping with Debt; Debt Collection Arbitration; How Credit Scores Effect the Price of Credit and Insurance; Free Credit Reports; Debt Collection; Disputing Errors on Credit Reports; Veteran’s Pensions; Buying a Used Car; Your Equal Credit Opportunity Rights; Auto Repair Basics; and Building a Better Credit Report.

As a reminder to everyone NSLF is still offering Artisan Loans to our Tribal Artisans to purchase supplies in order to create, display and sell their products at Tribal events. It is way for Tribal Members to become micro entrepreneur and at the same be able to work with WOCTEP to teach their craft to others. WOCTEP offers assistance to anyone who would like to participate (High school/GED graduates, dual-enrolled students, current North Central Michigan College (“NCMC”) students, or community members looking to go to college for these skills can enroll. WOCTEP staff assists with the NCMC enrollment and registration process.”

Although NSLF does not require NCMC enrollment, we encourage anyone seeking to open a micro entrepreneur business selling their artisan product, to speak with WOCTEP and find out additional information.

NSLF offers Artisan Loans up to $500.00 with generous terms. For further information about this program or our Energy Efficient Loan Program or financing of new and existing businesses please contact NSLF at (231) 347-6753 to discuss financing options for your Artisan, Appliance or Business Loan needs. Or come visit us at 1131 W. Conway Road, Harbor Springs, MI 49740. Our hours of operation are from 8:30 am – 4:30 pm Monday – Friday.

Our service area for Appliance Loans and Artisan loans is the entire State of Michigan. Business loans include the following counties: Alcona, Alpena, Antrim, Arenac, Bay, Benzie, Charlevoix, Cheboygan, Clare, Crawford, Emmet, Gladwin, Grand Traverse, Iosco, Isabella, Kalkaska, Lake, Leelanau, Manistee, Mason, Mecosta, Midland, Missaukee, Montmorency, Newaygo, Oceana, Ogemaw, Osceola, Oscoda, Otsego, Presque Isle, Roscommon, and Wexford in the Lower Peninsula of Michigan.

NSLF Board Members are Laura L. Blumberg (Chair), Pat Dyer- Deckrow (Vice-Chair), Kent Bartell (Treasurer), Steve Sochay (Secretary), Patrick Schmidt and Harley Luplow.

NSLF does not discriminate within its charter-defined Target Market in providing services to individuals or businesses on the basis of real or perceived race, color, religion, sex, sexual orientation, veteran status, national origin, age, marital status, family status, or physical or mental disability or any other characteristics protected by federal or tribal laws.